Education and Career Forum

is possible to get education loan in the middle of the btech?

Please reply

thanks

Yes, you can get educational loan after completing 1 year or 2 year of B.Tech. Many nationalized and private bank offer educational loan for the B.Tech student. Please contact the bank.

Of course brother it is totally possible to get Loan in the middle of your B.Tech course.
Loan schemes esp for education are meant to support a student in his studies.
If you need assistance in middle, it doesn't matter to the bank.. you are still a good business for them.
Contact a bank for details ... you will need a guarantor,generally parents.
Income documents,course fee structure in written form from college.
Admission documents, score cards for previous semesters, residential proof,
Total Estimate amount ..you must keep it higher than you actually need since loan officers fancy cutting down the amount as just a show of power.
Enquire about rates and all .. scholar loans are cheaper,
Further Try taking loan from smaller banks like syndicate bank, canara bank etc... they have lower rates and easy processing.
If you are from a good college it would be even more easy.
One thing i would tell you that there is a scheme under which ... if your family income is less than 4.5 lakh interest for the loan will be waived .. by MHRD
But take care it can be taken only once in life so if you want future study when you will need more money... then you claim this onetime waiver only then.
Hope i have simplified matters for you.
diego.

Originally Posted by mukul0094

Yes, you can get educational loan after completing 1 year or 2 year of B.Tech. Many nationalized and private bank offer educational loan for the B.Tech student. Please contact the bank.

hey dude
you can have loans in middle of your course
I am in 3rd year btech
one of my friend took loan in the 5th sem
he will get loan upto 8th sem
So it is possible to you, to take loan
so start trying for getting it
thank you...............

Yes of course you can apply for the education loan provided by the banks when your pursuing your B.tech course.But you need to give an assurance for the bank that you have scored well with good aggregate in 1st or 2nd year of your B.tech course then things will be easy else things will be a bit tough.

If you have backlogs in your B.tech course then the bank may not give you Bank loan because mostly Banks will like to give Education loan for the merit students since they should repay it back after their studies.

You need to submit all the relevant details like marks certificates of previous years,residential proof and others such detail when applying for the Education loan.

hii

possible to get educational loan in middle of B.Tech
Yes of course you can apply for the education loan provided by the banks when your pursuing your B.tech course.But you need to give an assurance for the bank that you have scored well with good aggregate in 1st or 2nd year of your B.tech course then things will be easy else things will be a bit tough.
If you have backlogs in your B.tech course then the bank may not give you Bank loan because mostly Banks will like to give Education loan for the merit students since they should repay it back after their studies.
You need to submit all the relevant details like marks certificates of previous years,residential proof and others such detail when applying for the Education loan.
you can get educational loan after completing 1 year or 2 year of B.Tech. Many nationalized and private bank offer educational loan for the B.Tech student. contact the bank.

good luck

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HELLO,

YES,it is possible to get educational loan in middle of B.Tech.

I hope this will help
All the best

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Can I get education loan on my tution fees of college? Rest of the institute expenses I can manage on my own.

Thank you