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#1
30th September 2018, 06:19 PM
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Can I apply for an Education Loan in Oriental Bank of Commerce without guarantor?
I am interested to apply an education loan in Oriental Bank of Commerce. But I would not be able to provide a guarantor. But my friends told me that guarantor is necessary for applying an education loan. So, I would like to know that I can apply an education loan in this bank without a guarantor?
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#2
3rd October 2018, 07:34 PM
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Re: Can I apply for an Education Loan in Oriental Bank of Commerce without guarantor?
Education loan is an unsecured loan and they won't approve it without any guarantor or co-applicant. Just make sure you have one from your family or any close relative.
Banks usually don't risk their capital, whether small or big. They will ask for a guarantor, specially when you are unemployed and don't have any property of your own. |
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#3
3rd October 2018, 09:24 PM
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Re: Can I apply for an Education Loan in Oriental Bank of Commerce without guarantor?
No, you can not apply for an Education Loan in Oriental Bank of Commerce without guarantor. A co-borrower is needed to take an education loan. The loan will be taken as a joint loan in collaboration with your parent/ guardian or spouse.
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