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#1
7th September 2019, 10:33 PM
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Drawbacks of an education loan in Vijaya Bank for an MBBS aspirant?
Hello everyone, I want to know the disadvantages for applying Bank education loan from Vijaya Bank? I am from Science stream and willing to study MBBS. And I am planning to apply for an education loan from Vijaya Bank. Please tell me if there is any drawback.
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#2
18th February 2022, 08:14 PM
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Re: Drawbacks of an education loan in Vijaya Bank for an MBBS aspirant?
Disadvantage of education loan
Education loan has a floating rate of interest with a variable index which changes with time. Depending on banks and type of loans that one is taking , the interest rate may change. Loans below 4 lacs require no guarantor but for above amount , guarantor is required. Interest rate charges is base rate +2.25% One needs to have a good academic record, because they mainly ask for marksheet before the sanction of loan. |
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