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hi, i want to get irda question bank in telugu medium for agents exam with fully solved papers.

Please send I IRDA QUESTION BANK IN TELUGU MEDIUM FOR AGENTS EXAM PAPERS

1). Out of 400 houses, each valued at Rs.20,000, 4 houses get burnt every
year on an average resulting in a loss of Rs.80,000. What should be
the annual contribution of each house owner to make good this loss

a) Rs.100/- b)Rs.200/- c) Rs.80/- d) Rs.400/- (b)

2). Which of the following statements is true
1: Insurance prevents the losses from happening
2: Insurance spreads the losses amongst the insureds
a. Only statement 1
b. Only statement 2
c. Both statements
d. Neither of the statements (b)


3: Which of the following is NOT the correct reason
a) to decide about acceptance
b) to fix the rate of premium
c) to fix the sum insured
d) to fix terms and conditions of cover ©

4): If there is no insurable interest the insurance contract becomes
a) unenforceable in a court of law
b) illegal
c) void
d) voidable ©
5: Insurable interest is NOT always required at the time of taking the policy
a) fire insurance
b) marine hull insurance
c) marine cargo insurance
d) burglary insurance ©

6: Consent of insurers is NOT required for the assignment of
a) marine hull policies
b) marine cargo policies
c) fire policies
d) burglary policies (b)
7: Agreed value policies are issued for
a) marine cargo
b) marine hull
c) marine cargo and hull
d) fire insurance on high valued machinery ©
8: Subrogation condition does not appear in
a) fire policy
b) marine cargo policy
c) burglary policy
d) baggage policy (b)
9: Which of the following does NOT affect the amount of loss payable under the policy
a) breach of utmost good faith
b) salvage
c) pro-rata average
d) %u2018excess%u2019 clause (a)
10: Insurance contracts are NOT gambling transactions because
a) they are based on insurable interest
b) the policy is stamped
c) full premium is paid
d) all material facts are disclosed (a)
11: When there is fraudulent breach of utmost good faith the insurance contract becomes
a) unenforceable in a court of law
b) illegal
c) void
d) voidable ©
12: Which of the following statements is true or false
1: No claim can be paid under an illegal policy
2: Claim can be paid, at the option of the insurer under a void policy
a) 1 is true
b) 2 is true
c) both 1 and 2 are true
d) both are false (a)

Originally Posted by raju rss

hi, i want to get irda question bank in telugu medium for agents exam with fully solved papers.

Below are the attachments of IRDA question papers of past few years. Please download them.