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  #1  
30th April 2017, 11:12 AM
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Jammu and Kashmir Bank is best to apply for an education loan instead of SBI for a Jammu resident? Chances to get subsidy in normal interest rate?


I have completed 12th with Commerce stream and now want to continue my study as BBM course but I am very confused to select Bank for education loan. Is Jammu and Kashmir Bank best for an education loan instead of SBI for a Jammu resident? Chances to get subsidy in normal interest rate?




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  #2  
3rd May 2017, 12:35 PM
MerajAmir
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Join Date: Jan 2017
Location: kolkata
Posts: 812
Default Re: Jammu and Kashmir Bank is best to apply for an education loan instead of SBI for a Jammu resident? Chances to get subsidy in normal interest rate?

You can take education loan from any of the above mentioned bank, but my suggestion is to take the education loan from SBI because everything and every procedure is same in case of both the bank, but interest rate is low in the State bank of India in comparison of Jammu and Kashmir bank. Those borrower who belongs to the economically weaker section and have the income certificate as a proof that his/her parental income in not more than Rs. 4.5 Lac then only you will be eligible for the subsidy.
Do you have any question? or have anything to say?



« Central government schemes for the economically weaker segments of the society providing full interest rate subsidy during the moratorium period of the education loan? | Interest rate, EMI amount and amortization details for an education loan of 6 lakh in Dena Bank? »

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