Education and Career Forum

I am a female candidate and I am preparing for Engineering entrance exam. I want to study BTech. But I need an education loan for studying BTech. I just want to know that as I am a female student then I can get concession in education loan if I apply this loan from Kotak Mahindra Bank?

Concession in Indian Overseas Bank Education Loan for female BTech aspirant

No joint borrower is required for education loan scheme under IOB for a loan upto INR 4 lacs.

Some of interest subsidy schemes
Skill loan scheme
Central scheme of Interest subsidy
Padho Pradesh

Loan repayment is 5-7 yrs

Upto.4 lacs , no security
Between 4- 7.5 lacs _ third party gurantee along with co-obligation of parent for loan
Above 7.5 lacs immovable property in the name of applicant is required.
Upto 4 lacs no margin
Above 4 lacs 5% margin.