Education and Career Forum

How to take a loan by btech student for her personal use? Suppose that i have already an education loan running and now i want to take a loan for personal purpose like for purchase of laptop?

Personal loans are not given to students except in exceptional cases under the discretion of the concerned bank. In your case, no bank will offer you personal loan for buying laptop. You need to purchase it on your own. Personal loans are usually given to people who have a source of income. Since you are student hence you cannot take personal loan to buy a laptop. You can opt for EMI based purchase wherein you just have to y a small amount every month.