#1  
29th December 2010, 08:04 PM
saleeniirs
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Join Date: Dec 2010
Posts: 2

Eligibility criteria for seeking an Educational Loan? How to apply for the loan?


May i know what are the eligibility required for a student to seek for an education loan also how can one apply for it.





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  #2  
30th December 2010, 04:19 PM
amahajan
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Join Date: Dec 2010
Posts: 576
Smile Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

Hello
If you want to take educational loan then please contact to a bank from where you would like to take loan. you have to visit the bank personally because only in bank you will get to know about the basic things required for taking loan. so it will be good for you to visit a bank.




  #3  
20th January 2011, 09:17 PM
Rudraprasad
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Join Date: Feb 2010
Location: Howrah-west Bengal-India
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

Actually banks are giving loans on the basis of the students merit.Engineering or Medical students get loan easily because they can pay early after completing the course.
Minimum 60% eligibility criteria is requirement for UG loan.Conditions are varies in cases,I suggest you visit banks for details.State Bank of India ,United Bank of India are the good for educational loan.Interest rates are same for all nationalized banks,but discount of interest depends upon terms of payment.




  #4  
16th June 2011, 07:47 PM
smith scoth
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Default any one seeking for Educational Loan? How to apply for the loan?

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  #5  
27th June 2011, 12:54 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I got 54% in 12th. Could I get education loan
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  #6  
2nd August 2011, 05:43 PM
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I am a b.tech (mechanical engg.)student.May I get education in this bank.My wbjee rank is 13017.
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  #7  
29th April 2012, 03:17 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

im Shahabuddin AH
from Nizamabad district. AP. India
i has got offer letter from Newzealand Auckland as diploma in Business level 5 & 6
commemcing date june 25 2012
so somebody suggest me how i can apply for education loan
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  #8  
14th June 2012, 03:04 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I do have passed my i. Sc frm nepal with 65% marks...and i have had qualified in mp pet xam....can i get education loan frm any bank??????
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  #9  
19th June 2012, 02:09 PM
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

If i want to admit in second year of b.tech in any private college,after complete 3yrs diploma course from a polytechnic college.then can i get education loan?
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  #10  
5th July 2012, 03:24 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

i am b.com graduated with 74% from mumbai university(M.L.dahanukar college of commerce and economics,vile parle). i have 2nd class in 1st and 2nd year.i also had 2 KTs in1st year and 1 KT in 2nd year and cleared it in 1st attempt.i got 65% in HSC.
can i get an education loan for doing MBA from any bank?
tell me the criterias of banks if anyone knows?
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  #11  
11th August 2012, 10:44 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

i am admitted in a b-tech college without entrance test.I get 60% in h.s.can i get an education loan.
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  #12  
12th August 2012, 12:16 AM
07vidhi
 
Join Date: Aug 2012
Posts: 155
Lightbulb Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

hello,
Actually banks are giving loans on the basis of the students merit.Engineering or Medical students get loan easily because they can pay early after completing the course.
Minimum 60% eligibility criteria is requirement for UG loan.Conditions are varies in cases,I suggest you visit banks for details.State Bank of India ,United Bank of India are the good for educational loan.Interest rates are same for all nationalized banks,but discount of interest depends upon terms of payment.
regards
vidh
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  #13  
12th August 2012, 12:57 PM
raja_1982
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Join Date: Jul 2012
Location: Pudukkottai
Posts: 147
Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

i am b.com graduated with 74% from mumbai university(M.L.dahanukar college of commerce and economics,vile parle). i have 2nd class in 1st and 2nd year.i also had 2 KTs in1st year and 1 KT in 2nd year and cleared it in 1st attempt.i got 65% in HSC.
can i get an education loan for doing MBA from any bank?
tell me the criterias of banks if anyone knows?
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  #14  
14th August 2012, 02:18 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I am doing my B.Tech in SASTRA University (Deemed University). Whether I am eligible to avail the facility for education loan?
regards
narayan
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  #15  
30th August 2012, 05:32 PM
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

i got ssc in 57.7 inter 62.4 b tech 63
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  #16  
11th September 2012, 08:40 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I have done my higher secondary with average marks and i have complited my hotel managment diploma also..can i get the loan for my professional course?
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  #17  
7th June 2013, 05:59 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I got passed 2 in 76.83%.bt my ojee rank is 13282.can iget study loan from SBI bank.
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  #18  
19th June 2013, 10:44 AM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

I complete my plus two with 80% but I dind' t wrote entrance. I wish to joining engineering in tamilnadu state in a reputed institution.can I get bank laonlaonl
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  #19  
10th July 2013, 02:45 AM
amit89itbhu
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Join Date: Apr 2013
Posts: 1,588
Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

HI

Generally the following eligibility is seen for education loan

- Your academic background
- the college you are taking admission
If college is reputed and well known, they easily give you loan as good college provide good placement
- Collateral - you need show some property
- Coborrower- in case you are not able to pay back, then your co borrower will be asked to pay back the loan

meeting these expectation, most bank would give you education loan.

All the best
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  #20  
31st October 2013, 01:32 PM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

if a student is having less than 60% marks for science subjects will he get a bank loan? Government has now lowered the eligibility criteria for engineering admission , whether this is considered for loan payment
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  #21  
5th November 2014, 08:15 AM
Unregistered
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Default Re: Eligibility criteria for seeking an Educational Loan? How to apply for the loan?

Quote:
Originally Posted by Unregistered View Post
I got 54% in 12th. Could I get education loan
Yes surely you can get the desired educational loan......but it also depends on the course you are following....for example engineering and medical students easily get the loan because their job are secured for future.. If you are in an academic line like BA or MA the chances are less....
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