Education and Career Forum

dear sir
i think any student don't get scholer but each student can get bank loan so plz help in issue of loan.
so i oblige for u
your sincerely
aman

Yes, a student can get education loan from bank even if he/she does not get any scholarship. There is no bar in case of education loan. However, there are different criteria which are needed to be fulfilled to get education loan from bank.

Certain criteria like maintaining good standard in academics after availing the loan, getting admission in good institutes which have good reputation or excellent placement track record. If one satisfies all the criteria and the necessary formalities, he/she can easily avail bank loan for pursuing his/her studies.

Hello dear friend. you are absolutely correct in stating this Fact. The scholarship is not available to average and poor students. poor means poor inn studies only. Yes scholarship is only available to meritorious students.

But all of the students can avail loan facility from banks or financial institutions lending certain amounts of funds to poor and economically weaker sections of students. So you can apply and avail loan facility so that you can continue your studies without any hurdles. For doing that you need to have at least good or average background in studies. but yes if are even poor in studies and want to get a education loan you need to have someone or some property etc which you can mortgage against for getting loan. You have to perform well in the course for which you are taking loan and then after getting settled in a job you have to repay the loan in easy installments available and as promised by you.

Yes one more thing you have to keep in mind is that you should be able to place one guarantor in front of the bankers who will believe in him and his capabilities and thus place the loan amount with you. this is done just for safety that incase you are unable to repay the loan in time the person who took your guarantee will be agreeing to that.