#1  
27th December 2022, 07:37 PM
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Is it possible to take loan by mortgaging BTech certificates?


Sir I completed b.tech in this year and I want to take loan from Bank by using my b.tech certificates is this possible please reply to me.




  #2  
29th December 2022, 04:09 PM
Ayesha baig
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Posts: 3,305
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Yes, it's possible to take loan by mortgaging BTech certificates.

But you have to submit sone documents also like, Aadhar card,pan card and Address proof etc ...
  #3  
29th December 2022, 08:28 PM
pearlrana
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Join Date: Jan 2016
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Default Re: Is it possible to take loan by mortgaging BTech certificates?

Yes, the candidate can get loan by mortgaging their educational certificates. But every banks has their different rules regarding it. The candidate will have to attach the given documents to get loan:

1 - Aadhar Card
2 - 10th and 12th Marksheet
3 - Address Proof etc.
  #4  
29th December 2022, 11:12 PM
Muskan 0786
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Join Date: Mar 2022
Posts: 1,239
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Definitely you can get a loan on the basis of your degree.

Documents required:-

Aadhar card

Voter id card

Pan card etc...
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  #5  
30th December 2022, 01:00 PM
Hera tabrez
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Join Date: Oct 2020
Location: Kanpur
Posts: 6,959
Default Re: Is it possible to take loan by mortgaging BTech certificates?

There are less chances of getting education loan by mortgaging certificates.
There are various banks that provide education loan to students who want to study further in India or abroad.
On3 can apply for loan upto 10 lacs for Indian colleges.
One can get upto INR 4 lacs without any collateral security.
For loans exceeding 7.5 lacs , one has to provide collateral security as well as third party guarantee.
Thus, the amount of security varies depending on the amount of loan.
Bank doesn't accept marksheets or any certificate against education loan.
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  #6  
30th December 2022, 03:59 PM
Dineshkumar1907
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Join Date: Oct 2019
Location: Lucknow
Posts: 5,512
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Yes you will definitely getloan from any bank. For this you have to visit to nearest bank branch from which you want to take loan and also take address proof, identity proof photocopy which has been submitted with your form.
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  #7  
30th December 2022, 05:30 PM
osmin
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Join Date: Nov 2017
Posts: 8,899
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Yes, you can get it. But it is depending on your convenience, you will choose any medium can get this loan without any hassle. Bank such as: HDFC, ICICI, Kotak Mahindra, Standard Chartered, SBI, Indusind etc.
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  #8  
30th December 2022, 07:35 PM
Shantanubose22
 
Join Date: Dec 2022
Location: Kolkata
Posts: 608
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Yes, you must get personal loan from any bank. For this , you need to go to the nearest bank branch from where you want to take loan and also take photocopy of address proof, identity proof submitted along with your form.
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  #9  
31st December 2022, 03:42 PM
Crenchekids
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Join Date: Mar 2019
Posts: 4,051
Default Re: Is it possible to take loan by mortgaging BTech certificates?

You can apply for loan to complete your Bachelor of Technology degree. However, there are certain documents that are needs to be required like income certificate of parents or Guardian to know that you are not able to pay the fee.

There is no loan offered by the bank to finance the loan on behalf of your B.tech degree to start your business. You can apply for personal loan.
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  #10  
31st December 2022, 03:45 PM
ashishboudha
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Join Date: Aug 2019
Location: Delhi,India
Posts: 6,746
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Is it possible to take loan by mortgaging BTech certificates?

The candidate will definitely get personal loan from any bank to start your company. For this you have to visit to nearest bank branch from which you want to take loan and also take address proof, identity proof photocopy which has been submitted with your form.
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  #11  
31st December 2022, 08:58 PM
Msdhoni02
 
Join Date: May 2021
Posts: 4,040
Default Re: Is it possible to take loan by mortgaging BTech certificates?

Is it possible to take loan by mortgaging BTech certificates?

1. Yes you will definitely get personal loan from any bank to start your company.

2. For this you have to visit to nearest bank branch from which you want to take loan and also take address proof, identity proof photocopy which has been submitted with your form.
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