In today’s job market, Banking and finance sector is one of the most prominent prospective job sectors. In depth knowledge in Banking and finance related subjects is required for students as to pursue a career in this field. The students who have commerce, management and economics along with practical experience will find this field quite rewarding. Post Graduate Diploma in Banking and Finance is one such course which will impart knowledge in the Banking related subjects. This is a program of two years duration.

In the present scenario there is vast demand for qualified professionals for the banking and finance sector. The Post Graduate Diploma in Banking and Finance course will help the students to gain knowledge and required skills so that there will be minimal training intervention requirement from the bank level.

As there is potential demand for professionally qualified manpower in the banking sector the IBF has systematically crafter a course as a professional qualification for those who desire for a career in banking and finance.

The Post Graduate Diploma in Banking and Finance will provide an input for the students in the operational process in the modern banking system. Students who have completed Post Graduate Diploma in Banking and Finance will have a competitive edge over others and have a higher chance to get employment in banking and finance industry

Advantages or Benefits of Post Graduate Diploma in Banking and Finance

• Post Graduate Diploma in Banking and Finance will help in imparting knowledge of banking and finance collectively with technical familiarity and customer orientation.
• PGDBF follows a high quality academic firmness and has specially arranged courseware.
• A PGDBF student will have broad and the latest knowledge in the subject of banking and finance. This course will provide practical insights into the subjects as well.
• The PGDBF course will help the candidates to be job ready.
• The course is designed in such a manner that the employers would assess it for talent scouting.
• With a PGDBF course the need for post recruitment training intervention will be reduced from the bank.
• The PGDBF course is very cost effective and yet high in quality.
• The PGDBF course carries professional appreciation among the banking and finance community.

Eligibility Criteria for PGDBF

• Students who have a graduation in any subject from a recognized University, OR
• 3 years diploma holders from recognized Polytechnic with 5 years supervisory experience OR
• International/SAARC students
• Final year graduation students can also apply for the course.

Institutions in India offering this course

• Adamsmith Institute Of Managment
• H B Institute Of Communication & Management
• H L Centre For Professional Education 1 rating
• IFEN - ICFAI University
• Institute Of Finance, Banking & Insurance(IFBI), Mumbai, Maharashtra
• International School For Business Acumen
• NIBM, Pune
• Parivartan Institute
• Pune University
• Sayajirao University, Baroda
• Shivaji University
• Symbiosis Centre for Distance Learning, Mumbai
• SIES College of Management Studies (SIESCOMS)
• WLC College India
• TKWs Institute of Banking and Finance

PGDBF Course Curriculum

1st Semester

• Principles & Practices of Management
• Management Accounting
• Managerial Economics
• Indian Banking & Financial System
• Marketing of Banking Services
• Banking Regulations & Laws

2 nd Semester

• Financial Management
• Management Information Systems & Technology in Banking
• Leadership & Personality Development
• Global Banking & Finance
• Research Methodology & SQM
• Financial Institutes & Markets

3rd Semester

• Capital Market
• Accounting Systems & Financial Analysis
• Management of Bank
• Security Analysis & Portfolio Management
• Bank Lending Policies & Procedures

4th Semester

• Macro Economics
• Micro Financing
• Risk Management
• Rural & Cooperative Banking
• Project

Pattern of Examination

• The main aim of the exam is to test the students understanding on theoretical concepts, logical skills and exposition, Problem solving skill and also Case analysis.
• By the end of each semester there will be an entrance exam consisting of five papers each of 100 marks. Each of the exams will be for 3 hours duration.
• Viva-voce carrying 70 marks will also be a part of the exam. Students will have to submit a dissertation which will be for 30 marks.

In order to pass the exam the students must score more than 40% of marks separately in each of the subject and also in viva voce.

PGDBF Reference Books

• Banking Law & Practice by P.N. Varshney.
• Commercial Banking: Vol. III by Indian Institute of Bankers.
• Commercial Banking Vol. I by Indian Institute of Bankers.
• Commercial Banking Vol. II by Indian Institute of Bankers.
• Financial Analysis for Credit Management in Banks by  S.P. Singh and S. Singh.
• Financial Institutions and Markets by L.M. Bhole.
• Financial Services by M.Y. Khan.
• Financial system of India [Vol. I] Banking and Monetary Policies Ed. by Prof. [Dr.] Malti Anagole.
• Foreign Exchange - Principle & Practice by K.K. Andley.
• Foreign Exchange by Jeevanandan.
• Indian Financial System by H.R. Machhiraju.
• International Finance - Theory & Practice by V.A. Avdhani.
• Law & Practice of Banking by P.N. Varshney and Gopal Swaroop.
• Law of Banking by Lord Chorley.
• Management of Bank Credit by H.B. Suneja.
• Management Policies for Commercial Banks by Crosse and Hompal.
• Monetary Economics by S.B. Gupta.
• Performance Budgeting for Commercial Banks in India by S. Singh.
• Practical Banking Advances by Bedi & Hardikar.
• Practice & Law of Banking by H.C. Agrawal.
• Practice & Law of Banking by H.R. Suneja.
• Principles & Practice of Bank Management by P. Subba Rao.
• Principles of Management for Bankers by C.B. Gupta.
• Report of Committee on Customer Service by Indian Banks Association [Goiporia Committee].
• Report of the Committee on Financial Sector Reforms [Narsimham committee] I & II.
• Report of the Committee on working of Monetary System in India [chakravarty committee].

Job and Career options for PGDBF

Students who have passed Post Graduate Diploma in Banking and Finance course have excellent employment opportunity in a range of commercial, co-operative and Regional rural Banks and financial institutions. Students with good knowledge of banking will also have greater job perspective in non-government organizations and also in NBFC.

Banking sector has turned out to be one of the most challenging sectors in the country. This is a well paid job and offers a satisfying career prospect for the employees. A Post Graduate Diploma in Banking and Finance will act as a stepping-stone for an occupation in the Banking Industry.

Remuneration

In most of the banks the annual salary received for an entry level professional will be above Rs.2.65 lakhs per year. The amount of salary can even go as high as Rs. 45- 48 lakhs for people with significant skills and with more than 13-14 years of experience.