Education and Career Forum

Can I be able to get education loan with 45% in 12th?

To, get an education loan, banks do not see your marksheet.

There is no minimum percentage criteria to get an education loan.

Yes. You are eligible for an education loan. Because there is no percentage limitation required for education loans.

Although bank do not considered 12th percentage for granting loan but still candidate must have secured atleast 60% or above in class 12th.

In order to apply loan , candidate must have secured admission in any recognised institute and course.
The admission has been secured on the basis of merit .
Upto 4 lacs no collateral security is require.
Loan exceeding 7 lacs need collateral security and third party gurantee.

There are no limitations as such in the percentage of marks in 12th to get an education loan.However, it is better to be over 60% marks to get an education loan in India. You have to contact any bank branch to get an education loan and submit the documents required. You have to provide Aadhar card, schedule of course expenses, passport size photographs, certificate of last examination passed etc. to get an education loan.

No percentage criteria in 12th standard is required to get an education loan for pursuing your higher studies.

Candidates who have passed 12th standard and those who have secured admission in Bachelors Degree Course in any recognised college/ university are eligible to apply for an education loan.

The bank will ask you to submit documents like Income Proof, Address Proof, ID Proof, Admission letter etc for processing your education loan.

There are no limitations as such in the percentage of marks in 12th to get an education loan.

However, it is better to be over 60% marks to get an education loan in India.