#1  
29th March 2023, 09:31 PM
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Documents required for Personal Loan


I am thinking of taking a Personal loan for education purpose, because banks are denying education loan. Please explain me all the for documents required.




  #2  
30th March 2023, 10:08 PM
ashishboudha
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Join Date: Aug 2019
Location: Delhi,India
Posts: 6,746
Default Re: Documents required for Personal Loan

Documents:

Identity proof / address proof (copy of passport/voter ID card/driving license/Aadhaar Card),
Bank statement of previous 3 months (Passbook of previous 6 months),
Two latest salary slip/current dated salary certificate with the latest Form 16.
  #3  
31st March 2023, 01:31 AM
piya1617
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Join Date: Mar 2019
Posts: 11,821
Default Re: Documents required for Personal Loan

Please find below the list of documents required for a personal loan.

1) Identity proof:- A passport copy, voter ID card, driver's license, or Aadhar card are all acceptable forms of identification.

2) Address proof:- Address proof can also be provided through an Aadhar card, driver's license, voter ID, or passport copy.

3) Recent three-months bank statements.
  #4  
31st March 2023, 09:39 AM
Shantanubose22
 
Join Date: Dec 2022
Location: Kolkata
Posts: 608
Default Re: Documents required for Personal Loan

Documents required for Personal Loan:-

1) Identity proof / address proof (copy of passport/voter ID card/driving license/Aadhaar Card)
2) Bank statement of previous 3 months (Passbook of previous 6 months).
3) Two latest salary slip/current dated salary certificate with the latest Form 16.
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  #5  
31st March 2023, 06:13 PM
Effort Never Dies
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Join Date: Mar 2015
Posts: 7,460
Default Re: Documents required for Personal Loan

List of documents required for a Personal Loan:

There is some of list of documents required for a Personal Loan and here is the detailed information.

>> Make sure you have all the below mentioned documents handy before applying for a personal loan.

@ Your Employee ID Card

@ KYC Documents like PAN Card or Aadhar Card or Passport or Voter's ID

@ The Salary Slips of the last 3 months

@ The Bank Account Statements of the previous 3 months

>> Also I would suggest you to contact the concerned organization or bank for more clarification of the documents required if any other than the list mentioned above for smooth functioning of your loan approval.
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  #6  
31st March 2023, 06:36 PM
4700BC
 
Join Date: Feb 2023
Posts: 244
Default Re: Documents required for Personal Loan

List of commonly required documents for a personal loan in India:

Identity proof: This can be your Aadhaar card, passport, driving license, voter ID, or PAN card.

Address proof: This can be your Aadhaar card, passport, driving license, voter ID, or utility bill (electricity/telephone/water bill) that is not more than two months old.

Income proof: This can include your salary slips, bank statements, ITR (Income Tax Returns), Form 16, and proof of any other source of income.

Employment proof: You will need to provide documents such as a letter from your employer, appointment letter, or employment contract.

Education proof: Since you are taking this loan for education purposes, you may also need to provide proof of admission to the educational institution you plan to attend.

Note that the specific documents required may vary slightly depending on the bank or financial institution you choose. It's always a good idea to check with the lender directly for a complete list of required documents.
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  #7  
1st April 2023, 01:59 AM
aryaanfreelancer
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Join Date: May 2022
Posts: 1,215
Default Re: Documents required for Personal Loan

The list of necessary documents*for a personal loan is shown below.

1. Copy of Form 16, the most recent three months' worth of bank statements, a salary certificate, or payslips from the account to which the salary is being credited may be used as proof of income.

2. A copy of your PAN card, Aadhar card, voter ID card, or driver's license serves as identification.

3. A copy of a driver's license, electric bills, a bank statement, or an Aadhar card as address proof.
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