#1  
14th May 2015, 05:44 PM
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Can I apply for Education Loan for higher education if completed B.E. with Bank Education Loan?


Hello,
I got bank education loan of a Rs. 6 Lacs for getting B.E. degree. I have finished this year and working in a company. Due to family situation I cannot able to pay interest itself. I am going to write CAT examination. If I got any one of IIM again I need money to finish that. For that too I have to go to Bank for education loan. So my question is can I get education loan for higher Education? Please clarify me. It prevents me from my preparation.





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  #2  
16th May 2015, 01:22 AM
ArunavaBasu
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Join Date: Mar 2015
Posts: 2,155
Default Re: Can I apply for Education Loan for higher education if completed B.E. with Bank Education Loan?

All depends on the University where you get admission.
If you are able to get admission to IIM then you will be definitely provided a Bank Loan if not from the same bank then from a different Bank.
So make sure you prepare for the CAT Examination to the best of your ability as you will have to get admission to the Best Universities as that is the only chance you will have to get another Bank Loan.
Give the preparation your priority and do not think about these things.




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  #3  
16th May 2015, 02:26 PM
GreekScholar
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Join Date: Oct 2014
Posts: 2,807
Default Re: Can I apply for Education Loan for higher education if completed B.E. with Bank Education Loan?

Yes, you can apply for second education loan, but you need to provide any Collateral as security to get education loan and you need to assure the bank, that you can repay your education loan by submitting any documents like salary certificates of your parents. If you can provide any Collateral as security, you will have chances for your second education loan approval. So, if you can provide any Collateral as security, try to contact the bank manager of any regional bank.




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