#1  
14th May 2015, 04:44 PM
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Which Bank can provide me another Education Loan of Rs. 7 Lacs for Higher Education if already taken Education Loan of Rs. 15 Lacs?


Hello,
I have already taken maximum education loan of Rs. 15 Lacs against property and I require an education loan of another Rs. 7 Lacs for doing Higher Education. Can you please suggest me which Bank should I approach?





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  #2  
17th May 2015, 11:34 PM
SudeepKumarSaha
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Join Date: Dec 2013
Location: India
Posts: 8,583
Default Re: Which Bank can provide me another Education Loan of Rs. 7 Lacs for Higher Education if already taken Education Loan of Rs. 15 Lacs?

I am extremely sorry to state that there are no banks which will be willing to offer you education loan of 7 lakhs again since you already have the burden of 15 lakhs on your head. So unless you repay the loan almost all the banks will not be willing to offer you loan. However, it is at the discretion of the bank and a bank can offer you loan if you get admission in a good college or have bright academic background. Since every loan account is linked to RBI, so every bank will get to know that you have a pending loan. SO the best option for you is to approach the same bank from which you had taken loan and request them through application for one more loan.
Do you have any question? or have anything to say?



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