#1  
9th September 2015, 09:20 PM
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What is the Education loan scheme of ICICI Bank for further studies in abroad?


Sir,

I need an Education Loan to study abroad. So can you tell me about the Education loan scheme of ICICI Bank as I have a saving account in ICICI Bank. Please reply as soon as possible.





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  #2  
12th September 2015, 12:16 PM
SudeepKumarSaha
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Join Date: Dec 2013
Location: India
Posts: 8,583
Default Re: What is the Education loan scheme of ICICI Bank for further studies in abroad?

The education loan of ICICI bank is given below for further studies in abroad.

- You can get an education loan upto 20 lakhs for your further studies in abroad.
- The interest rate is fixed by the Reserve Bank of India and fluctuates from time to time.
- The interest will be accounted as simple interest for the entire study period.
- You need to approach the nearest branch to your residence for education loan and speak to the branch manager/administrative officer to get the detailed terms and conditions of the education loan as per the ICICI bank's policy.
- You need to get admission in a recognized institute having good exposure facilities to get your education loan sanctioned.
  #3  
15th September 2015, 10:44 PM
ArunavaBasu
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Join Date: Mar 2015
Posts: 2,155
Default Re: What is the Education loan scheme of ICICI Bank for further studies in abroad?

To get the Educational Loan from ICICI Bank Sanctioned you need to apply for the Loan from a Branch near you.
You must provide the Letter of Admission that will be provided to you by your University as a Document for the Bank for your Educational Loan.
You must also show a guarantor for the Loan that will be taken.
You must also show the Income tax return that is filed by the guarantor
Once you do this your Loan will be sanctioned by the Bank where you are applying for the Loan.
A loan of maximum of Rs 20 lakhs will be sanctioned and the interest rate will be charged according to the current floating interest rate of the bank.
You need to start repaying the Loan withing six months of the completion of your course.
This is in general the Loan Scheme of ICICI Bank.
Do you have any question? or have anything to say?



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