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  #1  
3rd March 2018, 01:56 PM
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Whether Bank provides education loan to a candidate whose father has taken Personal Loan?


My son want to take education loan for his further education. I have a salary account in Axis Bank. I have also credit card. The most important thing is I have already taken personal loan through my salaried account. I want to know that still my son gets education loan?




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  #2  
20th March 2018, 01:11 PM
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Join Date: Dec 2013
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Default Re: Whether Bank provides education loan to a candidate whose father has taken Personal Loan?

Quote:
Originally Posted by Unregistered View Post
My son want to take education loan for his further education. I have a salary account in Axis Bank. I have also credit card. The most important thing is I have already taken personal loan through my salaried account. I want to know that still my son gets education loan?

Yes, the bank can provide education loan to a candidate whose father has taken a personal loan. In general, education loans are offered to students based on their academic performance, job prospects of the course joined, etc. Therefore, a candidate whose father has personal loan also can apply for an education loan. Based on the education loan amount applicant has to provide necessary third party security or collateral security. The applicant can take his mother as co-applicant and should submit income proof of mother for getting an education loan.
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