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15th April 2015, 07:01 PM
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How can I apply for Education Loan of Rs. 7 Lacs if already taken Rs 15 Lacs against Property?


Sir
I have already taken maximum Education Loan of Rs 15 Lacs against property but now again I requires a Loan of another Rs. 7 Lacs. Can you please tell me how I can get this amount of Education Loan? Waiting for your sincere reply. Thank you!





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  #2  
30th April 2015, 05:13 PM
SudeepKumarSaha
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Join Date: Dec 2013
Location: India
Posts: 8,583
Default Re: How can I apply for Education Loan of Rs. 7 Lacs if already taken Rs 15 Lacs against Property?

It is quite difficult to get education loan once again if you had not repaid the old one. This is because most of the banks do not allow this provision. You have to start repaying the previous loan and completely repay it or repay a major portion of it before taking another education loan. However, banks allow on certain provisions like you get admission chance in the top ranking institutes or you have outstanding career profile but this is purely at the discretion of the bank. Hence you need to consult the concerned bank from which you have taken loan and write an application to its principal to get your education loan request approved once again.




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