Education and Career Forum

Hi,
I am an ST category candidate and desire to study B.Des in NID, Ahmedabad. If I get scholarship at NID, Ahmedabad then also I am eligible to apply an Education Loan? And what is the interest rates charging at HDFC Bank under Education Loan scheme? The fee structure of NID is to high for me. Anyone please answer my question urgently.

Yes, you will be eligible to opt for education loan even though you get scholarship from NID, Ahmedabad . There is no problem in getting education loan. Usually the banks request to inform them if you receive any scholarship so that the amount received from scholarship can be used as security margin against your loan.
The rate of interest fluctuates from time to time as per orders from Reserve Bank of India. Usually the rate of interest fluctuates from 13-14.5 percent.

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