#1
16th August 2017, 11:14 PM
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Details about Vidya Lakshmi Education loan scheme? Who are eligible to get benefit of it?
Dear sir, I have passed under graduate course and planing to study MS from USA. So, tell me about Vidya Lakshmi Education loan scheme? Who are eligible to get benefit of it?
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#2
5th March 2023, 02:37 PM
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Vidya Lakshmi is an education loan portal launched by the Government of India to provide students a single-window platform to access information and apply for education loans from various banks. The platform aims to simplify the loan application process, reduce the turnaround time for loan approvals, and help students in selecting the right loan product for their needs.
Any Indian citizen who has secured admission to a recognized course in India or abroad through a valid entrance test or selection process is eligible to apply for an education loan under the Vidya Lakshmi scheme. The loan can be taken for any course of study from any recognized institution in India or abroad. To apply for a loan, the student needs to register on the Vidya Lakshmi portal and fill in the required details. The portal provides a list of banks offering education loans, their loan schemes, interest rates, and other terms and conditions. The student can compare and select the bank and loan product that suits their requirements and apply online. The loan application is then forwarded to the selected bank for processing and approval. The Vidya Lakshmi scheme offers several benefits to students, such as easy access to information on education loans, a single-window platform for loan applications, and simplified application and approval processes. Additionally, the scheme offers interest subsidies and other incentives to economically weaker sections of society to promote higher education. |
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