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7th November 2016, 08:16 PM
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Moratorium period under Education Loan scheme of ICICI Bank?


Can I know the moratorium period of Education Loan policy of ICICI Bank? I am planning to take an Education Loan for studying MBA course. Kindly let me know the moratorium period. Thank you!





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  #2  
11th November 2016, 09:56 AM
SudeepKumarSaha
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Join Date: Dec 2013
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Posts: 8,583
Default Re: Moratorium period under Education Loan scheme of ICICI Bank?

The moratorium period of education loan under ICICI bank is course period plus 1 year from the date of completion or six months after joining a job, whichever is earlier. Thus, it means if you do not get a job, then the bank will give you an additional period of 1 year during which you need to search for job. After one year, the bank will send notice to start your repayment. If you get a job and join it, then you are expected to start the repayment after six months. The repayment period is 15 years from the date of commencement of repayment.
Do you have any question? or have anything to say?



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