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#1
7th November 2016, 08:16 PM
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Moratorium period under Education Loan scheme of ICICI Bank?
Can I know the moratorium period of Education Loan policy of ICICI Bank? I am planning to take an Education Loan for studying MBA course. Kindly let me know the moratorium period. Thank you!
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#2
11th November 2016, 09:56 AM
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Re: Moratorium period under Education Loan scheme of ICICI Bank?
The moratorium period of education loan under ICICI bank is course period plus 1 year from the date of completion or six months after joining a job, whichever is earlier. Thus, it means if you do not get a job, then the bank will give you an additional period of 1 year during which you need to search for job. After one year, the bank will send notice to start your repayment. If you get a job and join it, then you are expected to start the repayment after six months. The repayment period is 15 years from the date of commencement of repayment.
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