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  #1  
14th December 2015, 12:42 AM
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Interest rates charges of RBI against Education Loan to study B.Tech?


Dear Sir,
I have got 80.7% in my 12th Science. I am preparing for JEE Main and Advanced. But I want to study B.Tech with an education loan. Can you tell me the interest rates charges by RBI for B.Tech course?
With Regards,
Sahil Gupta




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  #2  
18th December 2015, 12:04 AM
palugulavenumadhav
Senior Member+++++
  
Join Date: Dec 2014
Location: Hyderabad
Posts: 3,103
Default Re: Interest rates charges of RBI against Education Loan to study B.Tech?

All nationalized banks offer educational loans to pursue higher education either in India or abroad.

The interest rates are as follows:

* For loan amount up to Rs.4 lacs the interest rate is 3.90% above base rate i.e.., currently 13.20% per annum.

* For loan amount above Rs.4 lacs and up to Rs.7.5 lacs the rate of interest is 4.15% above base rate i.e.., currently 13.45% per annum.

* For loan amount above Rs.7.5 lacs the rate of interest is 2.15% above base rate i.e.., currently 11.45% per annum.
Do you have any question? or have anything to say?



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