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#1
12th April 2016, 03:25 AM
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Whether Banks check credit report of those candidates who has applied for an Education Loan?
Dear Friends,
I am trying to apply an Education Loan for study MBA course. But I have heard that the Bank where I will apply for Loan will check the credit report. Is it true? |
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#2
15th April 2016, 07:26 PM
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Re: Whether Banks check credit report of those candidates who has applied for an Education Loan?
Yes of course they will certainly do the credit report of the candidates who is going to apply for " Educational Loan " . And also they will check out the Income tax return's o their parents as well. Some times it will ask for guarantor also. It is all based on your rating from CIBIL.
So what I am saying all the works o banks will be done as per their proceedings. |
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#3
15th April 2016, 11:37 PM
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Re: Whether Banks check credit report of those candidates who has applied for an Education Loan?
Yes, the banks will check credit report or last 6 months bank statement of guarantor or candidate for providing the education loan. To get Education loan easily, you must have at least 6 months salary slips, bank statement, property documents, education documents, etc.,. correctly. Once, you submit all the documents to bank, your loan will be approved within 15-20 working days.
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