#1  
18th July 2016, 01:59 PM
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Exemption in Andhra Bank Education Loan scheme to study B.E. Civil in NIT for OBC(NCL) candidate?


Hello Friends,
I am getting admission in NIT for B.E. in Civil Engineering. branch under General category but I am OBC(NCL) category candidate of Bihar. I need to get an Education Loan from Andhra Bank. I would like to know that as I come under reserved category so I can get exemption in rate of interest from this Bank Education Loan scheme?





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  #2  
20th July 2016, 11:05 PM
Saikiranreddy47475
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Join Date: Jul 2013
Posts: 14,288
Default Re: Exemption in Andhra Bank Education Loan scheme to study B.E. Civil in NIT for OBC(NCL) candidate?

No, you can't get any exemption on rate of interest of Andhra Bank Education loan even if you belong to reserved category. The rate of interest of Andhra Bank Education loan is same for all category candidates whether you belong to reserved or non-reserved category. But, if you are a female candidate, you can get 0.50% concession on Rate of Interest of Andhra Bank Education loan.
  #3  
20th July 2016, 11:41 PM
ajayrocks007
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Join Date: Mar 2012
Location: New Delhi
Posts: 20,581
Default Re: Exemption in Andhra Bank Education Loan scheme to study B.E. Civil in NIT for OBC(NCL) candidate?

Exemption in interest rate is available to those candidates whose family income is below 6 lacs per annum. If you come under non creamy layer, then get the income certificate of your family and submit to the bank from where you took the loan.
If you belong to a family whose income is below the given mark, then surely you will be eligible for subsidy in interest rate for education loan.
Do you have any question? or have anything to say?



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