#1  
3rd April 2017, 10:38 AM
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In which bank should I apply for an education loan among SBI, ICICI and BOI? Procedure to apply for it?


Hello sir, I want to apply for an education loan to study MS course from USA. There are three banks in my Municipal area, SBI, ICICI and Bank of India. Please tell me in which bank should I apply? Procedure to apply for it?





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  #2  
5th April 2017, 10:35 PM
MerajAmir
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Join Date: Jan 2017
Location: kolkata
Posts: 812
Default Re: In which bank should I apply for an education loan among SBI, ICICI and BOI? Procedure to apply for it?

It is better to take loan from a centralized bank as there is no processing free and the rates are very attractive. You can get a maximum of rupees 20 lac by providing the necessary documents like the candidate must have secured admission in the recognized University in India or abroad.
Parents should sign up as the Co-Applicant.
The candidate needs to submit photo copy of Address proof, Income proof, Income details, Education documents. The applicant should be an Indian national.
The student should not have any outstanding loan amount from any other bank.
You can visit directly to the nearest branch of the Bank or you can apply online for education loan all you have to do is to open the official website of the bank and then have to click the loan tab and apply for education loan and fill the form after that you need to scan the documents and upload it to the website of the bank after few days your loan amount will be sanctioned and you will get the education loan.
  #3  
6th April 2017, 10:08 PM
ajayrocks007
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Join Date: Mar 2012
Location: New Delhi
Posts: 20,580
Default Re: In which bank should I apply for an education loan among SBI, ICICI and BOI? Procedure to apply for it?

You can apply from any bank which offers you best interest rates for education loan. Just compare the rates offered by these bank and other features and take your decision.

Normally, SBI is one the leading banks to offer education loans in India and PSU banks are considered the best option for such loan. Hence, your choice should be between SBI and ICICI.
Do you have any question? or have anything to say?



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