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  #1  
2nd November 2016, 03:42 PM
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Interest rates and services charge under Education Loan of DCB Bank for 1 year Certificate course?


I want to do Certificate course in IIT-Roorkee. The course duration is 1 years. For this course I want to apply an Education Loan in DCB Bank. Please let me know the interest rates charges and the service charges also. Thank you!




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  #2  
11th November 2016, 02:28 AM
SudeepKumarSaha
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Join Date: Dec 2013
Location: India
Posts: 8,583
Default Re: Interest rates and services charge under Education Loan of DCB Bank for 1 year Certificate course?

The rate of interest fluctuates from time to time as per orders from the Reserve Bank of India. Hence you need to comply with the fluctuations which happens due to economic conditions and policies from central government. Usually the rate of interest fluctuates in the range of 12-13.5 percent. However, the interest will be computed as simple interest for the entire study period. There is no additional service charges as such apart from the initial charges for loan issue documents which is around 200 INR.
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