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29th January 2017, 03:51 PM
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Possibility to get an education loan in the 2nd year of B.Tech? What are the basic needs to get an educational loan from government sector banks? Is there any need of assurance?


Hello sir, Am I eligible to get an education loan in 2nd year of B.Tech? What are the basic needs to get an educational loan from government sector banks? Is there any need of assurance?





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  #2  
31st January 2017, 09:04 AM
SudeepKumarSaha
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Join Date: Dec 2013
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Default Re: Possibility to get an education loan in the 2nd year of B.Tech? What are the basic needs to get an educational loan from government sector banks? Is there any need of assurance?

Yes, you can definitely get education loan in the second year of your B.Tech course. There is no problem in seeking education loan in the second year of engineering course. You need to contact the branch near your residence for education loan. The concerned institute in which you are pursuing the course should be well recognized and reputed having good placement track record. Apart from this, your performance in the concerned course should be decent till second year. You will need to comply with the terms and conditions of the education loan and complete all formalities as per instructions from the bank. The exact terms and conditions vary on the basis of amount of education loan. For loan above 4.5 lakhs there is requirement of third party guarantor and for loans above 7.5 lakhs, mortgage of property is required.




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