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#1
23rd March 2016, 12:35 AM
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Should I apply for an Education Loan from both Credila and Bank of Rs. 20 Lacs to study MS(Pharmacy) in US?
Dear Friend,
I want to pursue MS in Pharmacy in US. The total course fee might go upto $1,60,000 Dollars. But any Bank can offer maximum Rs. 20 Lacs INR in an Education Loan. Would I be able to get an Education Loan from any 2 different banks for Rs. 20 Lacs each? Or can I apply in Credila Education Loan for Rs. 20 Lacs and then to a bank also for same amount? |
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#2
25th March 2016, 11:48 AM
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Re: Should I apply for an Education Loan from both Credila and Bank of Rs. 20 Lacs to study MS(Pharmacy) in US?
No, it is not possible to get education loan from two banks. This is because :-
- Every loan account is linked to RBI account and each bank checks this before issuing any kind of loan to get the details of the customer. - Moreover, you will be asked to submit certain original documents, which you have only one copy. - You can apply for education loan from a bank and then can apply for loan from a private financing company like Credila, Muthoot, L&T, etc. |
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