Education and Career Forum

Sir/Madam,
I have completed my 12th with PCB stream from UP Board. I want to do BHMS from Ludhiana, Punjab. I am a married woman and my monthly income is Rs. 12000. I need Rs. 3.5 Lacs in an Education Loan. So, my question is, as I am married, can Bank provide me an Education Loan?

Yes, you can avail education loan to pursue BHMS.

All nationalized banks offer education loan to the candidates who wish to pursue higher education and who belong to economically backward category.

The candidate can avail an education loan if he/she has secured admission in any of the valid and recognized course in recognized college.

But the candidate must have to keep collateral security equal to the loan amount and a third person witness.

Being a married person you can avail education loan to pursue BHMS course.

If you have got confirmed admission in a recognized homeopathic medical college for your BHMS then surely you can apply for loan from any PSU bank which offers educational loan.

You need to have a guarantor for loan up to 4 lacs. If you have got admission through entrance exam then surely you have good chance of loan sanction.

Yes, definitely you can get an Education of Rs.3.5 lacs for studying BHMS course being a married women. Most of the banks offer Education loan upto Rs. 4 lacs without any Security. So, you can apply for an education loan for pursuing BHMS course even if you are a married women. Once, you submit all the required documents asked by bank, your loan will be sanctioned within 10-15 working days.