#1
14th October 2016, 09:52 PM
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Is processing fee available under Education Loan scheme of Dena Bank?
I want to apply an Education Loan in Dena Bank. I would like to know that is processing fee available for applying an Education Loan in this Bank? Please tell me about this.
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#2
15th October 2016, 08:26 PM
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Re: Is processing fee available under Education Loan scheme of Dena Bank?
Yes, processing fees will be charged for education loan under Dena Bank. This will be an one time fee charged at the commencement of education loan. Usually the processing fee charged is 150-200 INR. This includes the cost of loan documents which bank need to prepare for your education loan.
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#3
15th October 2016, 09:18 PM
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Re: Is processing fee available under Education Loan scheme of Dena Bank?
Yes, there is processing fee for Education loan scheme in Dena Bank. The processing fee for Education loan scheme in Dena Bank is Rs. 1000/-. and it is refundable on availing the limit.
Repayment Holiday :- Course period + 1 year. Repayment Period :- Maximum up to 15 years. |
#4
15th October 2016, 11:23 PM
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Re: Is processing fee available under Education Loan scheme of Dena Bank?
Yes, there is a processing fee of Rs. 1000/- for Education loan of Dena Bank. After submitting all the documents required for processing of loan, it will nearly take one-two weeks to sanction the education loan.
You should have secured admission for pursuing higher studies in a Government recognised institution to be eligible to apply for an Education loan in Dena Bank. The maximum amount offered by Dena Bank for studies in India is Rs. 15 lakhs and for studies in Abroad, it is Rs. 25 lakhs. |
#5
16th October 2016, 12:48 AM
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Re: Is processing fee available under Education Loan scheme of Dena Bank?
The processing fees for sanction of education loan by Dena Bank is Rs 1000. You can get interest subsidy during course period if your parent's income is less than 4.5 lacs per annum.
For education loan upto 4.5 lacs, there is no need of guarantor as well as security. Loans above amount 4.5 lacs require guarantor and that above 7.5 lacs require security deposit. |
#6
16th October 2016, 01:20 AM
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Re: Is processing fee available under Education Loan scheme of Dena Bank?
The processing fees charged by Dena bank for sanction of education loan is Rs 1000. You need to submit following documents to get your education loan sanctioned:
1. Loan letter from college. 2. Fee structure. 3. PAN card of parents student. 4. Proof of residence. 5. ITR. For loans above 7.5 lacs, you will have to submit security deposit. |
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